Reasons Given for Canceled Journeys Clarified

Unleashing the Secrets of Trip Cancellation Coverage

Hey there, us here to spill the beans on trip cancellation and break it down nice and simple. In this post, we'll dive into the fine print you need to know about the trip cancellation benefit with your plan on our website.

So, What's a Covered Reason?

Covered reasons are special events that make you eligible for claiming and getting reimbursed. With most plans purchased more than 48 hours before your departure date on our website, trip cancellation coverage is included. This means you're covered for up to 100% of unused, prepaid, non-refundable trip costs, such as airline tickets, hotel bookings, events, and activities[1]. Remember, your total trip cost should reflect the non-refundable expenses for your trip (exclude refundable expenses like refundable airfare, as it would be returned by the airline directly). If you have questions, just call our 24/7 support team, and adjust the trip cost if needed before your trip.

Our Website's Trip Cancellation Covered Reasons

Let's get into the nitty-gritty of what our website's trip cancellation coverage protects you from. You'll be reimbursed for any of the following unexpected events:

Medical Mishaps and Fatality
Death or sickness of you, a family member, a travel companion, a family member of a travel companion, a business partner, or a travel companion's business partner before the departure of your journey.
Sickness or injury of you or your travel companion, requiring medical treatment and leading to trip cancellation, as certified by a physician.
If your business partner becomes ill or injured, it must be so severe as to reasonably prevent you from going on your trip.
Complications of pregnancy verified by medical records happening after the effective date of coverage for you or your travel companion.
If your host at your destination becomes incapacitated due to sickness, injury, or death[2].
If you or your travel companion are quarantined.
Natural Disasters and Transportation Issues
Accident involving you or your travel companion en route to the departure city for your trip, documented by a police report.
Shutdown of airports or air traffic control systems for 6 consecutive hours or more, preventing air travel due to reasons other than terrorism or acts of war.
Mandatory evacuation at your scheduled destination due to a natural disaster that prevents you from traveling or reaching your destination.
Your or your travel companion's primary residence or travel destination is made uninhabitable by a natural disaster or burglary during your trip[3].
Crime and Financial Defaults
Documented theft of your passports or visas required for your trip.
Felonious assault of you or your travel companion within 10 days before the trip start date.
Financial insolvency or default of an entity providing travel services causing a complete cessation of travel services if the financial insolvency or default occurs more than 14 days after your trip's effective date[2].
Work and Service Obligations
Being subpoenaed, served with a court order, required to serve on a jury, or called as a witness in a legal action.
Called to active military duty or to provide aid or relief in the event of a natural disaster.
Previously authorized military leave being revoked or reassigned.
Termination or layoff from your job after continuing employment for at least one year (excluding temporary or seasonal jobs, independent contractors, freelancers, or self-employed individuals)[4].
Terrorism and Travel Alerts
Hijacking incidents.
Terrorist activities by recognized terrorist organizations happening within 30 days before your trip in a city listed on your itinerary, provided your travel supplier does not offer an alternative itinerary.
Travel alerts or warnings at levels 4 and higher for cities on your itinerary after your trip's effective date, issuance occurring within 30 days before the scheduled departure date[4].

When to Cancel Your Trip

It's essential to remember that you must report cancellations to travel suppliers like airlines within 72 hours of the event causing the need to cancel. Delays in reporting beyond 72 hours might result in reduced coverage for increased amounts of non-refundable prepaid payments or deposits[5]. On our website, we don't cover such increased amounts due to reporting delays.

The Difference between Covered Reasons and Foreseeable Events

Our website and most travel insurance providers do not cover expected or foreseeable events or issues. If you're purchasing travel protection and believing that you might need to cancel for a specific reason, it's probably a foreseeable event. In such cases, it's better to plan your trip when there's a low likelihood of canceling, like avoiding destinations listed on level 4 travel alerts after booking. If you secure travel protection before your destination is placed on the list, that reason will be covered as it's not foreseeable at that time[5].

Happy travels with us! Got questions? Contact our support team at support@our website.

Protect my trip.

When planning your vacation, ensure you have travel insurance with trip cancellation coverage for unexpected events like medical emergencies, natural disasters, transportation issues, crime, financial defaults, work obligations, and terrorism.
While traveling, be aware that your trip cancellation coverage will only apply if the reason for cancellation is a covered reason specified in your travel insurance plan, such as a family member's illness or death, or a transportation shutdown due to natural disasters.
To make a claim for trip cancellation coverage, you must report the cancellation to travel suppliers like airlines within 72 hours of the event causing the need to cancel to avoid reduced coverage.
If you're considering canceling your trip due to a travel alert or warning for the destination mentioned in your itinerary, be mindful that purchasing travel protection before the destination is listed on the alert may result in coverage, as it was not foreseeable at the time of purchase.
To fully understand the covered reasons and the fine print associated with trip cancellation coverage, thoroughly review the plan details on our website and consult our 24/7 support team with any questions before booking your travel arrangements, hotels, flights, and activities. Your travel lifestyle is about enjoying the journey, not worrying about unexpected events that may lead to cancellation costs.