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AmEx Gold Card Emerges as Surprising Travel Card Choice for 2025

AmEx Gold Card: An Unconventional Travel Credit Card with Benefits Ideal for Non-Travelers. An Analysis of Its Allure.

The AmEx Gold Card emerges as a hidden travel card advantage in 2025.
The AmEx Gold Card emerges as a hidden travel card advantage in 2025.

AmEx Gold Card Emerges as Surprising Travel Card Choice for 2025

The American Express® Gold Card is a popular choice among travellers and frequent diners, offering a range of rewards and benefits that make it an efficient vehicle for earning points.

The card earns 3x Membership Rewards points on flights booked directly with airlines or on AmEx Travel, and 4x points at U.S. supermarkets (on up to $25,000 per calendar year) and restaurants (on up to $50,000 per calendar year).

In addition to its generous earning rates, the American Express® Gold Card offers a variety of statement credits to help offset expenses. These include up to $120 per year in Uber Cash, doled out in $10 monthly increments, and up to $84 in U.S. Dunkin' statement credits. There's also a $10 monthly dining credit to select restaurants and delivery services like Grubhub and Goldbelly, as well as a $7 monthly statement credit for U.S. Dunkin' locations.

The card also offers a $100 Resy credit, doled out semi-annually as a statement credit in $50 increments. This credit can be used at participating restaurants, providing even more opportunities to save.

When it comes to travel, the American Express Gold Card boasts strong travel insurance and some lounge access. It offers Car Rental Loss & Damage Insurance, providing coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company.

The rewards earned with the American Express Gold Card can be transferred to other airline and hotel partners, making them even more valuable. With more than 20 travel partners to transfer points to, there's a wide range of options for redeeming your points.

While the American Express® Gold Card does not offer superfluous benefits like hotel credits, Saks Fifth Avenue credits, Walmart+ credit, $25 monthly digital entertainment credit, or cell phone protection, it is still considered a top travel card. Particularly when balancing premium benefits with cost-effective features, especially in 2025, it offers strong travel insurance, some lounge access, and rewards but is positioned below the Platinum Card, which is more suited for intensive travelers needing extensive lounge access and comprehensive insurance.

The American Express® Gold Card comes with a $325 annual fee, making it a worthwhile investment for those who can maximise its rewards and benefits. Whether you're a frequent traveller or a foodie, the American Express® Gold Card offers a range of perks that can help you make the most of your spending.

Hotel partners for AmEx Membership Rewards include Choice Hotels and Marriott Hotels & Resorts, offering a range of accommodation options for cardholders. With its robust rewards programme and valuable benefits, the American Express® Gold Card is a strong choice for those looking to earn and redeem travel rewards efficiently.

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